Looking for an English‑speaking Mexico lawyer to prepare your residency proof of funds? This guide walks expats in Cancun, Playa del Carmen, Tulum, and Cozumel through what consulates look for, how to present bank, pension, and investment statements, and what to do after approval at INM in Mexico. We confirm scope, price, and timeline before any work begins.
What counts as proof of funds?
Consulates need to see that you meet their financial criteria via documents that clearly show identity, balances, and history. Strongest evidence includes complete monthly PDFs for the requested months, not screenshots.
Usually accepted
- Bank checking/savings statements (6–12 months).
- Pension or employment income with deposits and award letters.
- Brokerage/retirement account statements (ownership + values).
Often rejected or risky
- Unverifiable screenshots or spreadsheets you typed yourself.
- Large last‑minute transfers without a simple explanation.
- Crypto wallets (unless converted and documented in a bank).
Common qualifying paths
Savings / balances
Show a consistent average balance across 6–12 months. If you use multiple accounts, include each statement and a one‑page summary.
Income (pension/employment)
Show monthly deposits that meet the threshold. Include the pension award/employer letter and a recent pay stub if applicable.
Investments
Brokerage or retirement statements with owner name and current value. A short cover note can explain tickers and currency if needed.
Build your packet (make it reviewer‑friendly)
- Cover letter with your name, passport number, and which path you claim (savings, income, or investments).
- Statements in chronological order with matching names and account numbers.
- Supporting letters (pension/employer/bank verification) if applicable.
- Translations of key pages if the consulate requires Spanish.
- One PDF with bookmarks for each month/account.
Need a tidy packet fast? Our Immigration route & checklist can package your docs in English with Spanish notes.
Consulate variations & timing
Thresholds and document rules vary by consulate and change over time. Book early, read your consulate’s page closely, and bring printed copies even if uploads were requested. Keep names, addresses, and account numbers consistent with your passport.
Helpful official links: SRE (Consulates) • Gov.mx trámites.
Templates you can copy
1) Cover letter to the consulate
Subject: Proof of Funds — Temporary Residency
Applicant: [Full Name], Passport: [Number]
Path: [Savings / Income / Investments]
Enclosures: [Months] statements for [Bank/Account], [Pension Letter], [Employer Letter], [Translations].
I confirm these documents are true copies of my originals.
[Signature] [Phone] [Email]
2) Bank verification request
To: [Bank]
Please issue a letter on letterhead stating:
- Account owner: [Full Name]
- Account number (last 4): [####]
- Average balance for [months]: [amount + currency]
- Current balance as of [date]: [amount + currency]
Signed and dated by a bank officer.
3) Income confirmation (employer/pension)
To whom it may concern:
This confirms [Name] receives [monthly amount + currency] from [Employer/Pension] since [YYYY-MM]. Payments are ongoing.
Signed: [Name, Title, Company]
Appointment day checklist
- Passport + copies; printed appointment confirmation.
- One PDF on a USB and printed statements (full pages).
- Bank/Employer letters and translations, if required.
- Two passport photos (some offices still ask).
- Payment method accepted by your consulate.
Nervous about Spanish? We can prep a short Spanish note summarizing your packet.
After approval: INM canje steps in Mexico
- Enter Mexico with your visa sticker and request the correct stay at the airport (Resident).
- Within the deadline, book your INM appointment and pay fees.
- Prepare photos, local address proof, and the INM forms.
- Attend, give fingerprints, and pick up your card when ready.
Official resource: INM. For local help see our city pages above.
FAQs — Proof of funds for Mexico residency
My balances vary. Can I combine accounts?
Yes—many consulates accept multiple accounts if the statements are complete and names match. Add a one‑page summary that totals averages.
What about joint accounts or a spouse?
Show both names on statements. If only your spouse qualifies, ask whether a family‑unit application is possible at your consulate.
Do I need apostilles?
Financial statements rarely need apostilles; follow your consulate’s posted rules. Birth/marriage certificates for family‑unit cases may need them.
Related services & cities
Most clients start with Immigration route & checklist. For in‑person help see Cancun, Playa del Carmen, Tulum, or Cozumel.