Mexico residency proof of funds — the exact documents that work
Trying to prove solvency at a Mexican consulate? This guide shows what to bring for bank or brokerage routes, how to package statements, what spouses/dependents change, what to expect at the interview, and how to handle the canje in CDMX. Information only — not legal advice.
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Updated: Sept 2025 • Reading time: ~7 min
Quick overview
- Consulates differ on format, not the idea. You’re proving either steady income or a 12‑month average balance/investments that meet their number.
- Pick one clean path. Bank with stamped statements or letter, or brokerage with monthly statements and a simple summary.
- Names and dates must line up. Your passport name should match accounts; statement dates should cover the period your consulate asks for.
Contents
Why consulates differ (and how to read their lists)
Each consulate publishes its own list and follows officer discretion. The core test is the same: do you meet the income or savings/investments threshold, and can you prove it clearly. Read your consulate’s page the week you book and again the week before your appointment, then mirror their format.
Names must match your passport. If your bank shows a middle initial and your passport doesn’t, bring an extra ID with both versions, or ask the bank to note it in the letter.
Bank route: stamped statements vs. bank letter
Bring the exact months they ask for, stamped or signed by the branch. Print originals, not screenshots. Highlight balance/credits if it helps the officer see it fast.
Some posts accept a branch letter on letterhead summarizing the 12‑month average balance or regular deposits, with your full name and the date it was issued. Attach the latest statement anyway.
PDFs with missing first pages, mixed names, gaps in months, or app screenshots that don’t show your name/account number.
Brokerage route: what qualifies and how to package it
Yes at many posts. Bring monthly statements for the last 12 months showing your name and ending balances. A simple 1‑page summary table helps the review go faster.
If markets swing, include the 12‑month average balance or a broker letter noting the average. Avoid relying on a single high month.
One account that meets the number is easiest. If you must combine, label the PDFs and include a short cover note that adds the numbers for them.
Spouses and dependents
Bringing a spouse or children can change the number and documents. Be ready to show marriage or birth certificates with translations if needed, and proof that your funds cover family members under your route. Ask your consulate whether you should apply together or sequentially.
Interview day tips (and clean answers)
Answer what’s asked. Bring organized printouts, plus a USB with the same PDFs. Have your passport, appointment confirmation, photos if required, and a pen.
If your funds are in a brokerage, say it plainly and show the statements. If your spouse is tagging along on your solvency, say how you meet the threshold together.
Carry an extra bank or brokerage letter dated within the last two weeks. If a detail is questioned, you have a fresh document.
After approval: the canje in CDMX
At entry tell the officer you’re entering for canje, not as a tourist. In CDMX bring your passport with the consular visa, proof of address, photos if requested, and fee receipts. Expect an intake visit, then biometrics, then card pickup. Two to four weeks is common, but it can run longer in peak months.
Don’t fly out in the middle of canje unless absolutely necessary. It can delay your card.
Gotchas people trip over
- Statement dates that miss a month or end too far back.
- Names not matching the passport or mixing joint vs. solo accounts without explanation.
- Screenshot “statements” from apps that lack account identifiers.
- Currency swings wiping out a narrow margin. Build a buffer over the cutoff.
Mini‑FAQ
Do I need translations?
What if my bank won’t stamp?
Can I mix bank and brokerage?
What if I’m applying with my spouse?
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